Dedicated Named IBAN
Your clients see your registered business name on incoming payment references — building trust and speeding up accounts-payable approval.
European Banking
SEPA Euro Accounts
A named euro IBAN that lets your company collect and send payments across the Single Euro Payments Area — without opening a subsidiary in Europe.
SEPA Zone
Invoice in Euros, Get Paid Like a Local European Business
European buyers expect to settle invoices via bank transfer to a recognisable IBAN — not through intermediary accounts that raise compliance questions. FluxRemit issues a dedicated euro IBAN registered in your company's legal name, so your remittance details appear on every invoice exactly as a domestic supplier would.
Whether you are collecting from a distributor in Munich, a SaaS subscriber in Amsterdam, or a marketplace payout in Paris, funds arrive through standard SEPA credit transfers or near-instant SEPA Instant rails. You hold balances in EUR, reconcile in one dashboard, and disburse to European suppliers without converting through multiple intermediaries.
36
SEPA member countries covered
Typical
SEPA Instant settlement
Named
IBAN in your legal business name
EUR
Native euro balance holding
Key Capabilities
SEPA Credit Transfer
Receive and send standard SEPA transfers across the full zone. Same-day clearing on business days with predictable cut-off windows.
SEPA Instant
Where supported by the sending bank, inbound SEPA Instant transfers credit your balance in seconds — ideal for time-sensitive collections.
Cross-Border Invoicing
Bill international clients while presenting local payment instructions in their region.
Compliance-Ready
Accounts are opened under regulated partner institutions with KYC and AML screening aligned to European standards.
Treasury Integration
EUR balances sit alongside GBP, USD, and other FluxRemit wallets so you can convert or route payouts from a single workspace.
Who Uses SEPA Euro
- Exporters invoicing distributors and retailers across the EU single market
- B2B SaaS companies billing European subscribers in euros
- Agencies and consultancies receiving project fees from continental clients
- E-commerce brands selling into the eurozone via marketplaces or direct channels
Supported Payment Rails
SEPA Credit Transfer (SCT)
Inbound & outbound
SEPA Instant (SCT Inst)
24/7 where available
EUR Balance Holding
No forced conversion
Internal FX Conversion
To GBP, USD & more
How to Get Started
-
Submit Your Application
Complete our business onboarding form with company documents and beneficial-owner details.
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Verification & Approval
Our compliance team reviews your file and confirms eligibility for a SEPA euro account.
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Receive Your IBAN
Your named IBAN is issued and ready to add to invoices, contracts, and marketplace profiles.
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Transact Across SEPA
Collect payments, hold EUR, and send outbound transfers to suppliers and partners in the zone.
Ready for a European IBAN?
Tell us about your business and we'll walk you through SEPA Euro account setup.
